The Pradhan Mantri Awas Yojana – Urban (PMAY-U) is a flagship housing initiative by the Government of India aimed at providing affordable housing to urban residents, particularly the economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG). Launched in June 2015, the scheme envisions Housing for All by 2022 through various components and financial assistance.
To benefit from PMAY-U, applicants must meet the following eligibility criteria:
The family should not own a pucca house anywhere in India.
Beneficiaries must belong to EWS, LIG, or MIG categories:
The scheme applies to all States/Union Territories (UTs) and Statutory Towns notified under the Census.
You may also want to know UAN Helpdesk
As per the latest reports:
Individuals can apply for PMAY(U) through the following methods:
You may also want to know NPS Withdrawal
The Housing for All (HFA) Urban mission focuses on sustainable urban development by providing safe, durable, and affordable housing options for all sections of society.
The Pradhan Mantri Awas Yojana – Urban (PMAY-U) plays a crucial role in providing affordable housing to urban residents. With government support, financial subsidies, and easy application processes, PMAY-U aims to transform urban housing, ensuring every citizen has a safe and permanent home.
Any EWS, LIG, or MIG household without a pucca house can apply.
You can check your application status on the PMAY official website using your application ID.
Eligible applicants can receive up to 6.5% subsidy on home loan interest rates.
No, Aadhaar is mandatory for applying under PMAY Urban.
You can apply through Common Service Centers (CSCs) by submitting the application form with the required documents.
The subsidy is applicable for a loan tenure of up to 20 years.
The scheme includes ISSR, CLSS, AHP, and BLC for different housing needs.
No, the scheme is meant only for first-time homeowners.
Get the link to download the App
