Moneyview Ltd

MONEYVIEW Moneyview Ltd

BSE IPO

Bidding dates24 Sep 2026 - 28 Sep 2026

Price range₹32 - ₹34

Min. investment₹14,994

Issue size1091.68 Cr

Lot size441 Shares

IPO DocRHP

IPO Timeline

Start date

24 Sep 2026

End date

28 Sep 2026

Allotment date

29 Sep 2026

Refund initiation

30 Sep 2026

Share credit

30 Sep 2026

Deactivate mandate

01 Oct 2026

About company

Incorporated in 2014, Moneyview Ltd. is a fintech company incorporated in India that provides digital financial services through its mobile platform. The company focuses on offering accessible and technology-driven financial solutions to individuals. The company operates a digital platform that provides personal loans, credit tracking, and financial management services. It uses data analytics and technology to assess creditworthiness and deliver quick loan approvals to customers.

Product Offerings:

Personal Loans – Our Flagship Product

Our Users – Serving the Credit Needs of Middle India

The company's platform functions as a two-sided network, connecting their users seeking financial products with banks, NBFCs, insurers, and other financial institutions offering such products. As of June 30, 2026, they had 140.28 million Registered Users and 48 Financial Partners integrated into the network. They expanded offerings across multiple product categories, including insurance, credit cards, digital gold, payments, and earned wage access.

The technology and AI led operating model enables them to offer a fully unassisted, seamless user journey, ensuring accessibility, scalability, and cost efficiency. As of June 30, 2026, more than 50% of workforce was engaged in technology and data roles, reflecting their sustained investment in building in-house capabilities.

The company operate a capital-efficient model supported by deep technical integrations with 48 Financial Partners, enabling seamless distribution of our full suite of financial products.

As of June 30, 2026, the total workforce comprised 1,933 personnel, including 798 permanent employees and 1,135 contract employees.

Founded in 2014

Managing director Puneet Agarwal

Parent organisation Moneyview IPO

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Strengths and Risks

Strengths

Moneyview boasts a substantial footprint, with over 140.28 million registered users as of June 30, 2026. The platform operates on a "flywheel effect," where its growing user base continuously reinforces its data models and attracts more lending partners.

The company operates with no physical branches but serves 99.55% of Indian pin codes. By partnering with 48 integrated financial partners (including 22 regulated entities for its personal loan business), Moneyview originates, services, and collects loans without having to fund the entire loan book itself.

The platform processes close to 200,000 loan applications daily with minimal human intervention. Its data-driven approach to user segmentation and risk assessment has helped lower its annualized loss rate to 6.95% in FY2026—well below the industry average of 8.29%.

Risks

Operating in a highly regulated financial sector means that any changes by the RBI or other regulators could sharply increase compliance costs. Its material subsidiary, WFPL, is heavily regulated, and any non-compliance with liquidity risk management requirements could invite penal action.

As a fully digital platform, Moneyview is a prime target for cyberattacks. The company notably reported a ?48.32 crore cyber loss in FY2026, highlighting the financial impact that data breaches or system failures can have.

A significant chunk of Moneyview's revenue comes from commissions and fees paid by its financial partners. If transaction volumes decline or partners negotiate lower commission rates, revenues could take a direct hit. Additionally, the company relies heavily on external payment infrastructures like UPI and NACH for repayments.